Please carefully review the following Terms of Service before using this website.

Welcome to Krushi Loka. This is the official website (“krushiloka.com”) of Krushi Loka (“Company”), a legally incorporated entity under Indian law, with its registered office address at BSR Residential Township Road, Post, behind James English School, Avalahalli, Virgonagar, Bengaluru, Karnataka 560049. operating under the brand name ‘Krushi Loka’.

This document outlines the terms of use for this Website and any other sites linked to it, including mobile versions. Throughout the Website terms and conditions, unless stated otherwise, we refer to the Company as “Krushi Loka,” “we,” or “us.” The term ‘you’ refers to the user or viewer of our Website.

1. TERMS OF USE

The contents of this Website and the goods and services provided on it are subject to the following Terms and Conditions, our Privacy Policy, Payment Policy, and other terms and policies you may find on our Website related to specific functionalities, features, promotions, and customer service. These collectively constitute the “Terms and Conditions.”

We urge you to read these terms in their entirety before proceeding. By accessing or using this Website, you acknowledge that you have read, understood, and agreed, without any limitations or qualifications, to be bound by these Terms and Conditions. If you do not accept these Terms and Conditions, we advise you not to further access the Website. Krushi Loka reserves the right to make changes to these Terms and Conditions. Your continued use of the Website constitutes your agreement to all such terms, conditions, notices, and any changes to the Terms and Conditions made by the Website.

2. DEFINITIONS

– “User” refers to all individuals who visit or access the Services of the Website.

– “Product” encompasses all the products we sell through this Website.

– “Services” include any services offered on or through the Website, including third-party services provided through this Website.

– “Franchisee/Dealer” denotes individuals or entities that access the Website’s Services for commercial purposes.

3. ELIGIBILITY

By accessing the Website, purchasing goods and services, you represent and warrant that you are of legal age and possess the right, authority, and capacity to use the Website, make purchases, engage in commercial transactions, and avail the Services through the Website.

4. LICENSES AND SITE ACCESS

Krushi Loka grants you a limited license to access and use this Website. However, this license does not grant the right to download (other than page caching) or modify the Website’s contents. Any collection and use of product listings, descriptions, prices, or any derivative use of this Website or its contents, including downloading or copying account information for your benefit or for another merchant, or any use of data mining, robots, or similar data gathering and extraction tools is not permitted.

We also grant you a limited, revocable, and non-exclusive license to create a hyperlink to the Website’s home page for personal and commercial use.

We hold copyrights to the contents of this Website. Reproduction, duplication, copying, or any exploitation of this Website or its contents for commercial purposes without the express written consent of Krushi Loka is prohibited. You may not frame or employ framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of the Website or Krushi Loka without express written consent. Meta tags or any other “hidden text” using the Website’s or Company’s name or trademarks may not be used without Krushi Loka’s express written consent.

If you wish to link to our Website, you may do so under the condition that you link to, but do not replicate, any page on this website and adhere to the following conditions: i) do not imply that we endorse any services or products unless specifically agreed upon; ii) do not misrepresent your relationship with us or present false information about us; iii) do not link from a website you do not own; and iv) ensure your website complies with Indian law, containing no offensive or controversial content and not infringing on any intellectual property rights or other rights of any person.

Any unauthorized use of the Krushi Loka website or our content automatically terminates the limited licenses granted to you under this Section, without prejudice to any other remedy provided by applicable law or these Terms and Conditions.

5. USER ACCOUNT

You may be required to register and create an account (“Account”) for using the Website by providing your name, email address, mobile number, WhatsApp number, and password for sign-in (“Account Information”). If you are registering as a Franchisee/Dealer, in addition to the above information, we may request your (a) entity name, (b) director name, (c) address, (d) GST, and (e) PAN number. If you are registering as a Franchisee/Dealer, please review Krushi Loka’s business policy accessible at [View Business Policy](insert link).

You must not use false information, impersonate any person or entity, or mislead us by providing false personal information.

By registering the Account, you agree to (a) provide accurate details when prompted on the Website, as failure to do so may invalidate your request to use such Services, (b) authorize Krushi Loka to retain the information you share for the purpose of using the Website and/or the Services and for any marketing campaigns by Krushi Loka and/or third-party service providers, and (c) agree to abide by the Terms of Use and applicable Privacy Policy by providing your details. Additionally, by registering, you confirm that you will not allow others to use your Account, and you are fully responsible for all activities occurring under your username. We may assume that any communications received under your Account have been made by you.

By providing personal information, you consent to receiving all information related to the Website, the Services offered by the Website and/or third-party providers, all communication, and instructions for availing special offers and promotional benefits. You shall solely be responsible for the appropriate use of the same.

You must immediately notify Krushi Loka of any unauthorized use or breach of your password or account and ensure that you log out of your account at the end of each session.

Krushi Loka reserves the right to refuse service, terminate accounts, remove or edit content, or cancel orders at its sole discretion.

6. PRODUCT DESCRIPTION

To assist Users in understanding and identifying their preferred Products, Krushi Loka provides detailed descriptions of the Products, user manuals/brochures, and lists of accessories on the Website. Krushi Loka also offers visual representations of every product on the Website, including graphics, illustrations, photographs, images, videos, charts, screenshots, infographics, and other visual aids. While reasonable efforts are made to provide accurate visual representations, Krushi Loka disclaims any guarantee or warranty regarding the exactness of such visual representation or product description compared to the actual product delivered to Users. The appearance of the product when delivered may vary for various reasons.

We reserve the right, with or without notice, to cancel or reduce the quantity of any Products or Services provided to you if we suspect that you have procured the Product for illegal purposes.

Any recommendations made on the Website are purely for informational purposes and convenience, and they do not constitute an endorsement of the Product or Services by Krushi Loka or any of its associates.

If any goods displayed on the Website are imported, or if any Services listed on the Website are provided

7. Pricing

Unless otherwise specified, the price displayed for our products on the website represents the total cost of the product. Additional charges, including shipping fees and service fees, will apply unless otherwise noted in the shipping details.

While we make every effort to ensure the accuracy of product information and pricing on our website, product prices may vary based on availability and market conditions. The final applicable price will be displayed when you place your order. We recommend reviewing your order and the product price before making payment. If a product is listed with an incorrect price or inaccurate information, we reserve the right, at our discretion, to refuse or cancel such orders.

In the event that an item is mispriced, we may contact you for instructions or reject your order, informing you accordingly. Your order is considered accepted only when we confirm the dispatch of the product. Until such confirmation is received, we reserve the right to refuse the order. If such a situation arises, we will contact you using the email address or contact number provided during registration.

Please note that our promotional offers and discounts are not applicable to all categories. Coupon codes may not be valid for specific categories, as indicated in the relevant promotion offer, or for certain products or services at our discretion.

8. Payment Policy

To make a purchase on our website, we accept payments via debit cards, credit cards, UPI, or net banking. We currently accept Visa, MasterCard, and Rupay cards. All card payments are subject to authorization by your card issuer and are processed through our approved payment gateway provider, _________. We do not store any credit card information, including CVV and expiry date, on our website.

The responsibility for items purchased transfers to you upon our delivery of the items to the carrier. If you do not receive the goods due to issues with postal or shipping agents, we will investigate the matter. If necessary, we will either make a replacement delivery or cancel the order and refund the amount to your account. If you refuse to accept the goods, we will not be able to provide any refunds.

9. Shipping and Delivery Policy

Our products are shipped from our warehouse in Bangalore, and we use reputable and authorized delivery agents for shipment.

We make every effort to dispatch products as quickly as possible. Typically, order processing takes about 2 working days, with shipping taking an additional 4-15 working days on average. However, if an item is under production, out of stock, or bulky, it may take longer to process your order. In such cases, we will inform you via email. Transit times may vary depending on the shipping method and delivery location. Shipping times may also be affected by acts of nature, holidays, festivals, unforeseen circumstances, or events beyond our control that may disrupt logistics.

Shipping and handling charges are determined based on product characteristics, packaging, size, volume, and other factors. The shipping and handling charges will be displayed during the checkout process, allowing you to review them before making payment, once you provide your shipping address.

Order deliveries are scheduled between 10:00 AM and 6:00 PM from Monday to Saturday, excluding public holidays.

Delivery times may vary by location, depending on remoteness. If your location is not directly serviceable by Krushi Loka, we may suggest alternative options, including picking up your order from the nearest location. Please check the serviceability of your pin-code when placing an online order. If you have any delivery-related questions, you can contact Customer Care for assistance.

The method of delivery depends on the size and volume of the product ordered. Small and medium-sized products are delivered to your doorstep. If you are not available to receive the product, you can designate an alternative person to accept it on your behalf, such as a family member, colleague, or neighbor. For bulky and high-volume orders, we deliver to the nearest transport service unit. You will be notified of the transport and delivery details before shipment. However, Krushi Loka is not responsible for products received by an alternate person.

Please note that ownership or title of a product is considered transferred to you upon receiving the product. Krushi Loka will not be liable for any damage to the product after delivery.

Krushi Loka reserves the right to accept or reject orders for various reasons, such as product unavailability or an unserviceable customer location. Krushi Loka may cancel an order even after acceptance if it later becomes apparent that delivery to the customer’s address is not feasible. You will not be charged if your order is undeliverable or canceled by Krushi Loka.

Shipping and delivery terms may differ if you are a franchisee, dealer, or placing a bulk order. In such cases, please refer to Krushi Loka’s Business Policy.

If you have any complaints regarding your order or purchase, please contact our Grievance Officer/Nodal Officer within 7 business days of receiving your order for resolution.

10. Returns and Refunds

We strive to maintain stock availability for all products displayed on our website. If an item you ordered is out of stock, we will promptly inform you of its unavailability within 2 working days and fully refund your payment for the out-of-stock item.

Our goal is to provide you with the best shopping experience possible. All products, once purchased, are generally non-returnable and non-refundable due to the bulkiness of the products and logistical complexities involved. However, products may be eligible for a refund or replacement within 7 days of product delivery under the following conditions:

The product is physically damaged upon delivery.

  • The product is missing parts or accessories.
  • The product does not match the characteristics or features as advertised.
  • The product is delivered later than the stated delivery schedule, unless the delay was communicated to you or due to reasons beyond our control.
  • Please note that “replacement” does not necessarily mean replacing the entire product; it may involve replacing defective components or spares as required.

We do not accept returns for products damaged due to mishandling by you or your representative, or based on issues such as personal disliking of the product. Return requests will be evaluated, and genuine return requests related to the conditions mentioned above (Clause 11.3) will be considered and processed by Krushi Loka.

If you encounter any problems related to product quality or manufacturing issues, we will arrange for an exchange of the product. Simply send us an email within 24 hours of delivery at info@krushiloka.com for shipment and product-related queries.

Refund requests and replacements are subject to review and verification by Krushi Loka.

Krushi Loka will process repayments for approved refund requests in accordance with the Reserve Bank of India or applicable legal requirements, within a reasonable time period.

If you make a duplicate payment, please provide the order number and bank reference for validation and verification. Confirmation of a double payment may take a minimum of two working days. Any additional charges deducted by your bank related to the transaction will not be refunded.

Repayments will be made using the same payment method used for the original purchase.

Damages resulting from neglect, improper usage, or incorrect application will not be entertained.

Once your return or replacement request is approved, the process will be completed within 7-10 working days.

No refunds will be processed after 7 days from the date of delivery.

11. Order Cancellation Policy

Should you wish to cancel your order, you can do so through the provided cancellation tab in your order. Typically, order cancellations are permitted only for a limited period, generally until the order is prepared for dispatch. Once an order is no longer eligible for cancellation, the cancellation tab will be deactivated, signifying that cancellation is no longer possible. If you encounter any issues with the cancellation process, kindly contact us via email at ekart@gmail.com. Please note that if your bank charges us for processing the cancellation, you will be responsible for covering those banking charges as applicable. Refunds will be processed through the same method within 7-10 working days or as communicated to you.

12. Exclusivity

Unless otherwise specified, our products are intended for sale exclusively within India and in areas where Krushi Loka’s delivery network can provide services. Krushi Loka does not guarantee the appropriateness or availability of its products for use in locations or countries outside India. Individuals accessing the website from locations or countries other than India do so at their own discretion, and Krushi Loka is not responsible for supplying products or processing refunds for orders placed from locations or countries outside the jurisdiction of India.

13. Your Responsibilities and Obligations

By accessing or using the Krushi Loka website, you are required to adhere to these Terms and Conditions as well as any special notices or instructions for website access or use that may be posted. You must always act in accordance with the law, established customs, and in good faith. You are not permitted to make any changes or alterations to the website, its content, or services that may be available on the site, nor are you allowed to compromise the website’s integrity or operation in any manner. Without limiting the generality of the other provisions of these Terms and Conditions, if you negligently or willfully breach any of the obligations outlined herein, you may be held liable for any resulting losses and damages incurred by Krushi Loka, our partners, or licensors.

14. Intellectual Property

All information and content, including but not limited to trademarks, logos, service marks, text, graphics, button icons, images, audio clips, data compilations, and software, found on the website (collectively referred to as “Content”), are the property of Krushi Loka and/or the Company, our affiliates, partners, or licensors. This Content is protected by Indian laws, including those governing various forms of intellectual property. Unless explicitly allowed under Section 4 (“Licenses and Site Access”) or as mandated by applicable law, you are not authorized to use, reproduce, duplicate, copy, sell, resell, access, modify, or exploit the content or any portion of this website for any purpose without our prior written consent.

If you believe that copyrighted materials have been used in a way that constitutes copyright infringement, please send an email or written notice to our Grievance cell for notices of infringement. Include the following information: (i) identification of the copyrighted work(s) you claim have been infringed, along with proof of your ownership or authorization to act on behalf of the copyright owner; (ii) a description of the material you believe is infringing and its location on the website; (iii) your contact details, including your address, telephone number, and email address, sent to info@krushiloka.com.

15. Third-Party Links

We do not assume responsibility for the content of external web pages or other websites linked to or from the Krushi Loka Website. Links provided on this Website are for your convenience and do not imply endorsement by us, our affiliates, or partners of the linked content, product, service, or supplier. Your decision to access or link to any external web pages or other websites is done at your own risk. We are not responsible for examining or evaluating the offerings of external web pages or other linked websites, and we do not warrant the content, products, or services offered by such pages and websites. This includes their privacy policies and terms and conditions, which you should review carefully when visiting them.

16. Submissions

Our policy is to decline unsolicited suggestions and ideas. However, any inquiries, feedback, suggestions, ideas, or other information you provide to us (collectively referred to as “Submissions”) will be treated as non-proprietary and non-confidential. Subject to our Privacy Policy, by sending or posting a Submission, you grant us the right to copy, use, reproduce, modify, adapt, translate, publish, license, distribute, sell, or assign the Submission in any manner we see fit. This includes copying, creating derivative works from, distributing, and displaying the submission in any form, media, or technology, whether known or developed in the future, alone or as part of other works, or using the submission in connection with our products or services. You acknowledge that your Submission will not be returned, and we may use your Submission, including any ideas, concepts, or know-how it contains, without payment for any purpose, such as developing, manufacturing, distributing, or marketing products.

When making a Submission, you represent and warrant that you own or have the necessary rights to your Submission and that it does not contain software viruses, commercial solicitations, chain letters, mass mailings, or spam.

17. Disclaimer of Warranty

This Website is provided to you “as is,” without any warranty, express or implied. Neither Krushi Loka nor its employees, agents, third-party information providers, merchants, licensors, or others warrant that the Website or its operation will be accurate, reliable, uninterrupted, or error-free. You acknowledge and agree to the Disclaimer of Warranty policy outlined in these Terms by accepting them.

18. Exclusion of Liability

The content on this Website is provided for general information and use only. It is subject to change without notice. While we make efforts to ensure that product details, descriptions, and prices displayed on the Website are accurate, errors may occur. We reserve the right to correct any inaccuracies, errors, or omissions and to modify or update information at any time without prior notice. We also reserve the right to decline fulfilling any order based on such erroneous, inaccurate, or outdated information regarding pricing, shipping, payment terms, or return policies.

To the maximum extent permitted by applicable law, Krushi Loka is not liable for: (i) errors, inaccuracies, or omissions in content displayed on the Website; (ii) personal injury or property damage resulting from access to or use of our Website or any product; (iii) unauthorized access to or use of our secure servers and any personal information stored therein; (iv) interruption or cessation of transmission to or from the Website; and/or (v) bugs, viruses, or similar elements transmitted to or through our Website by third parties.

19. Indemnification

You agree to defend, indemnify, and hold Krushi Loka, its affiliates, agents, and representatives harmless from and against any and all claims, damages, costs, and expenses, including attorneys’ fees, arising from or related to your use of this Website.

20. Disputes

Any dispute concerning the website, including rights, obligations, and actions covered by these Terms and Conditions, shall be governed by Indian law and subject to the jurisdiction of the courts in Karnataka, India. To the fullest extent permitted by applicable law, disputes, differences, or claims arising from your visit to the Krushi Loka website or any purchase shall be referred to and finally resolved through mediation in accordance with the dispute resolution provisions under the Consumer

21. Communication

When placing an order on the Website, you must provide a valid email address and phone number. By registering your email and phone number with us, you consent to receiving communications from us, including phone calls, SMS notifications, mobile app messages, or any other electronic means regarding order, shipment, or delivery updates. Please note that we will not use your personal information for promotional phone calls or SMS.

22. Grievances

Krushi Loka is dedicated to resolving disputes fairly, efficiently, and cost-effectively. We aim to address user concerns through our Grievance Cell.

For all grievances related to purchases or services, please contact Sundar:

Email: sunder@krushiloka.com

Phone: +91-8892457881

Our Grievance Officer will respond to your query within 48 hours of receiving it. Each grievance will be assigned a unique complaint/ticket number for tracking purposes.

Please note that the resolution or closure of a grievance may take approximately one month from the date of receiving the complaint. If you are dissatisfied with our grievance redressal process, these Terms of Service stipulate that disputes will be resolved through mediation in accordance with the Consumer Protection Act, 2019.

General

1. Force Majeure: We will not be considered in default or held responsible for any cessation, interruption, or delay in fulfilling our obligations due to events beyond our control, including but not limited to earthquakes, floods, fires, storms, natural disasters, acts of God, war, terrorism, armed conflict, labor strikes, lockouts, or boycotts.

2. Cessation of Operation: We reserve the right, at our sole discretion and without prior notice, to cease the operation of the Website and the distribution of Products.

3. Entire Agreement: This Agreement constitutes the entire agreement between you and us, superseding any prior agreements related to the subject matter herein.

4. Effect of Waiver: Our failure to exercise or enforce any right or provision of this Agreement does not constitute a waiver of that right or provision. If any provision of this Agreement is found to be invalid by a court of competent jurisdiction, the parties agree that the court should attempt to give effect to the parties’ intentions as reflected in the provision, while the remaining provisions of this Agreement remain in full force and effect.

5. Termination: We reserve the right to terminate your access to the Website if we reasonably believe you have violated any of the terms and conditions of this Agreement. Upon termination, you will no longer be allowed to use the Website, and we may, at our discretion and without prior notice, cancel any outstanding orders for Products. In case of termination, we may take necessary actions to prevent unauthorized access to the Website. This Agreement will remain in effect indefinitely unless and until we choose, at our sole discretion and without advance notice to you, to terminate it.

6. Assignment: You may not assign your rights and obligations under this Agreement to anyone. We reserve the right to assign our rights and obligations under this Agreement at our sole discretion and without prior notice to you.

Krushi Loka

Registered Office Address: BSR Residential Township Road, Post, behind James English School, Avalahalli, Virgonagar, Bengaluru, Karnataka 560049

Mob : +91-8892457881

Email: info@krushiloka.com

By using this Website or placing orders for Products from this Website, you agree to be bound by all the terms and conditions of this Agreement.